Empowering farmers with comprehensive agricultural financing
The Kisan Credit Card (KCC) is a comprehensive financial product designed specifically for farmers to meet their agricultural and allied activity requirements. Our KCC loan provides flexible credit facilities for crop cultivation, agricultural equipment, and farming operations.
Whether you're a small farmer or involved in large-scale agriculture, our KCC loan offers convenient access to funds with competitive interest rates, flexible repayment options, and minimal documentation to support the backbone of our economy - agriculture.
Comprehensive financing for all agricultural needs
Seeds, fertilizers, pesticides, and other crop production expenses.
Agricultural machinery, tractors, pumps, and farming tools.
Storage, transportation, and marketing of agricultural produce.
Dairy, poultry, fisheries, and other agriculture-related activities.
Land development, irrigation, and farm infrastructure maintenance.
Household expenses and family maintenance requirements.
Features designed for farmers' convenience
Special interest rates starting from 7% per annum for agricultural loans
Credit limit based on land holding, crop pattern, and farming scale
Repayment aligned with harvest cycles and income generation
Personal accident insurance and crop insurance coverage included
Minimal paperwork with focus on land ownership documents
Easy access to funds through ATM and Point of Sale terminals
Categories of farmers eligible for Kisan Credit Card
Complete information about our KCC loan offering
| Interest Rate: | 7% - 12% per annum |
| Credit Limit: | ₹25,000 - ₹10 Lakhs |
| Validity: | 5 years (renewable) |
| Security: | Primary: Land mortgage |
| Processing Fee: | Nil for small farmers |
Get your KCC in just 4 easy steps
Submit KCC application with land documents
Field verification of land and crops
Credit limit sanction based on assessment
Receive KCC with ATM facility
Additional support available for farmers
2% interest subvention for timely repayment making effective rate 5%
PMFBY coverage available for crop protection against natural calamities
Free personal accident insurance coverage up to ₹50,000
Apply now for KCC loan and get comprehensive financial support for all your farming needs.