Maximize Your Property's Potential

Transform your property into a powerful financial tool. Our Loan Against Property service allows you to unlock substantial funds using your residential or commercial property as collateral while continuing to use it.

Whether you need funds for business expansion, education, medical emergencies, or any other purpose, our property-backed loans offer higher amounts, lower interest rates, and longer repayment periods compared to unsecured loans.

Apply Now

Eligible Property Types

We accept various types of properties as collateral

Residential Properties
  • Registered Residential Plots
  • Society Lease Plots
  • Panchayat/Revenue Lease Plots
  • Village Panchayat Lease
  • Independent Houses
  • Apartments and Flats
Commercial Properties
  • Office Buildings
  • Retail Shops and Showrooms
  • Warehouses and Godowns
  • Industrial Properties
  • Commercial Plots
  • Mixed-Use Properties
Note: All properties must have clear title, proper documentation, and be free from legal disputes. Our team will conduct thorough verification and valuation before approval.

Why Choose Our Loan Against Property?

Advantages of property-backed financing

Higher Loan Amount

Get up to 70% of your property's market value as loan amount

Lower Interest Rates

Competitive rates starting from 10% per annum for secured loans

Longer Tenure

Repayment period up to 20 years for comfortable EMIs

Continue Usage

Keep using your property while the loan is active

Multiple Purposes

Use funds for any legitimate personal or business purpose

Tax Benefits

Interest payments may be eligible for tax deductions

Eligibility Criteria

Personal Requirements
  • Age: 25-70 years
  • Stable income source
  • Good credit history
  • Property ownership proof
  • Income tax returns
Property Requirements
  • Clear marketable title
  • No legal disputes
  • Proper documentation
  • Approved construction
  • Good location and accessibility

Loan Against Property Details

Complete information about our property loan offering

Loan Terms
Interest Rate: 10% - 15% per annum
Loan Amount: ₹10 Lacs - ₹15 Crores
LTV Ratio: Up to 70% of property value
Tenure: 5 - 20 years
Processing Fee: 0.5-1% of loan amount
Required Documents
  • Property Title Deeds
  • Property Tax Receipts
  • Income Proof & ITR
  • Bank Statements
  • Property Valuation Report
  • Identity & Address Proof

How You Can Use This Loan

Multiple purposes for your financial needs

Business Expansion

Fund business growth, new ventures, or working capital requirements

Education

Finance higher education, professional courses, or study abroad programs

Medical Emergency

Cover major medical treatments and healthcare expenses

Property Purchase

Buy additional property or invest in real estate

Debt Consolidation

Consolidate multiple high-interest debts into one loan

Special Occasions

Fund weddings, celebrations, or other special events

Simple Application Process

Get your property loan in just 5 easy steps

1
Apply

Submit online application

2
Documentation

Submit property papers

3
Valuation

Property assessment

4
Approval

Loan sanction

5
Disbursement

Fund transfer

Ready to Unlock Your Property's Value?

Apply now for loan against property and get substantial funds at competitive rates.

Apply Now