Leverage Your Property for Instant Liquidity

Our mortgage loan service allows you to borrow against your residential or commercial property to meet your financial needs. Get instant liquidity while retaining ownership of your property.

Whether you need funds for business expansion, education, medical emergencies, or any other purpose, our mortgage loan provides the flexibility you need with competitive interest rates and flexible repayment terms.

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Why Choose Our Mortgage Loan?

Benefits that make us stand out

Higher Loan Amount

Get up to 70% of your property value as loan amount

Competitive Interest Rates

Starting from 10% per annum with attractive rates

Flexible Repayment

Choose your repayment tenure from 5 to 20 years

Retain Ownership

Keep using your property while the loan is active

Multi-Purpose Usage

Use funds for any legitimate personal or business purpose

Quick Processing

Fast approval and disbursement within 5-7 working days

Eligible Property Types

We accept various types of properties as collateral

Residential Properties
  • Registered Residential Plots
  • Society Lease Plots
  • Panchayat/Revenue Lease Plots
  • Village Panchayat Lease
  • Apartments and Flats
  • Independent Houses
Commercial Properties
  • Office Buildings
  • Retail Shops
  • Warehouses
  • Industrial Properties
  • Commercial Plots
  • Mixed-Use Properties

Eligibility Criteria

General Eligibility
  • Age: 25-65 years
  • Income: Regular source of income
  • Property: Clear title ownership
  • Credit Score: 650+
  • Property Age: Less than 25 years
Property Requirements
  • Clear marketable title
  • Proper documentation
  • No legal disputes
  • Approved by local authorities
  • Good location and accessibility

Mortgage Loan Details

Complete information about our mortgage loan offering

Loan Terms
Interest Rate: 10% - 14% per annum
Loan Amount: ₹5 Lacs - ₹10 Crores
LTV Ratio: Up to 70% of property value
Tenure: 5 - 20 years
Processing Fee: 1% of loan amount
Required Documents
  • Identity & Address Proof
  • Income Proof
  • Property Title Deeds
  • Property Tax Receipts
  • Property Valuation Report
  • Bank Statements

Benefits of Mortgage Loan

Why mortgage loans are the smart choice

Lower Interest Rates

Secured loans offer better rates compared to unsecured loans

Higher Loan Amount

Get substantial funds based on your property value

Tax Benefits

Eligible for tax deductions on interest payments

Simple Application Process

Get your mortgage loan in just 5 easy steps

1
Apply

Submit application

2
Documents

Submit documents

3
Valuation

Property assessment

4
Approval

Loan sanction

5
Disbursal

Fund transfer

Ready to Experience the Shri Shyam Associate Difference?

Join thousands of satisfied customers who trust us with their financial needs.

Apply Now